Terms and Conditions

Terms and Conditions

This website (the Website) is operated and owned by Cambexo. Please read the following terms and conditions before using this Website. By accessing and using this Website you acknowledge that you have read, understood and agree to be bound by the terms and conditions. By continued use of the Website you will be bound by revised or further terms and conditions as published on the Website. You should therefore check these terms and conditions every time you use the Website. If registering on behalf of a business you hereby declare that you have the authority to bind that business to these T&Cs.

1. Accessing the Website

1.1 You should not use the Website from any country where accessing or using the Website or any of the information, products or services on it is prohibited by law. This Website does not constitute any invitation or solicitation by Cambexo to any person to use any such information, products or services in countries where to do so is prohibited by law.

2. Restrictions on use

2.1 This Website may only be used by individuals, companies or other legal persons who have the legal capacity to enter into legally binding contracts under the law applicable in their country of residence. Without limiting the foregoing and by way of example this service is not available to persons under the age of 18 or otherwise under legal age of majority or to persons of unsound mind. If you lack the legal capacity to enter into a contract you may not use this service and Cambexo shall not be responsible for any unauthorised use of this service by such persons.

2.2 The content of the Website and the products and services made available by Cambexo on the Website are intended for use by holiday or business travellers or by individuals or corporations seeking to purchase currencies for legitimate use, and should not be used for speculation or investment.

3. Changes to the website

3.1 Cambexo may, in its absolute discretion, make such changes to the Website content or the products and services offered by Cambexo through the Website as Cambexo considers appropriate from time to time.

3.2 We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

4. Terminations of use

4.1 Cambexo may terminate your use of the Website for any breach of these terms or conditions or for any breach of law or regulation or for any reason Cambexo considers appropriate in order to comply with anti-money laundering and other financial regulations. 5. Intellectual Property

5.1 All intellectual property and all materials comprising or contained in the Website including but not limited to all text/articles, logos, software and images, are owned, or as the case may be licensed, except as otherwise expressly stated, by Cambexo. The materials contained on or comprising the Website may not be copied or redistributed for commercial or private purposes of any kind without prior written permission from Cambexo. Cambexo grants you a non-transferable and limited personal licence to access and use the Website. This licence is conditional on your continued compliance with these Terms & Conditions. You agree not to “deep-link” to the Website, resell or permit access to the Website to others and you agree not to copy any materials appearing on the Website for resale of for any other purpose to others without the prior written consent of Cambexo. For the avoidance of doubt, you will be responsible and bound by any unauthorised use of the Website made in breach of this section.

6. Links to other websites

6.1Our Service may contain links to third-party web sites or services that are not owned or controlled by Cambexo. Cambexo has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Cambexo shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

7. Accuracy of content

7.1 All content shown on the Website (and all services and products provided by it) are provided and made available without any warranties, conditions or guarantees given by Cambexo. All such warranties, conditions or guarantees which would otherwise be implied by law are excluded to the fullest extent permitted by law. In particular, Cambexo does not warrant the accuracy, suitability, reliability, completeness, performance and/or fitness for purpose of the content of any services or products available through this Website.

7.2 Cambexo shall use its reasonable endeavours to ensure that any dated information contained or reproduced on the Website is obtained from sources believed to be reliable and has been prepared in good faith and with all reasonable care. Cambexo does not accept any responsibility to update or amend any information and makes no warranty concerning the completeness and exactness of such information. Cambexo will not have any liability for the use or interpretation of such information. None of the information constitutes financial or investment advice. Daily data is not readily available for some exchange rates and therefore may be out of date.

8. Communications with Cambexo

8.1 Any communications or materials of any kind that you e-mail, physically mail, telephone or otherwise transmit through the Website, including information, data, questions, comments or suggestions will be treated as non-proprietary and non-confidential and Cambexo may use your communication in any way it thinks fit, either on the website or elsewhere with no liability or obligation to you. Cambexo is free to use any idea, concept, know-how or technique contained in your communication for any purposes including but not limited to developing and marketing products. Cambexo may monitor your communications for the security of the website and such monitoring will not entitle you to any cause of action or give you any right to the manner in which communications are monitored. Cambexo will not be liable for any costs, damages, expenses or any other liabilities incurred as a result of Cambexo’s monitoring activities.

9. Liability

9.1 You agree to use the Website at your own risk.

9.2 Cambexo uses reasonable skill and care in providing its products and services to you. However (to the maximum extent permitted by law) Cambexo is not liable to you for any loss, damage, claim or compensation (including loss of profit or loss of use) incurred by you from your use of, or your inability to use, the Website or the products or services offered through or by the Website however caused notwithstanding any error or omission including negligence.

9.3 Cambexo shall not be liable to you or any third party for any loss, damage, claim or compensation (including loss of profit or loss of use) incurred by you resulting from the failure of Cambexo to execute any connection in accordance with the instructions from you.

9.4 Time shall not be of the essence for the processing of any connection. In particular, Cambexo accepts no responsibility for any delay in onward connection attributable to the late arrival of your instruction for meeting relative to another user of the Website.

9.5 Cambexo shall not be liable for any counterfeit currency that may be exchanged to your person by any other user of the Website.

9.6 Cambexo’s maximum aggregate liability to you in respect of all foreign currency transactions undertaken by you shall be limited to a refund equivalent to any monies you have paid to Cambexo to acquire foreign currency.

9.7 You agree that Cambexo will not be responsible in any way to you or any other person in the event of force majeure or for the act of any Government or legal authority.

9.8 For your protection and that of other users you should not share your registration information (password, User Name, and security questions) with any other person or entity for any purpose. You alone are responsible for all acts or omissions that occur within the Website through the use of your registration information.

9.9 You hereby indemnify and hold blameless Cambexo, its directors, officers, employees and agents form and in respect of any loss, damage, liability, cost or expense that it may suffer or incur by reason of you failing to discharge your obligations under or acting in breach of any of these T&Cs or any breach of any applicable law or regulation.

9.10 You shall be responsible for providing and maintaining the means by which you access the Website which may include but is not limited to a computer and a modem or telephone. You shall be responsible for all access, service and ongoing fees necessary to connect to the Website and you shall assume all risks associated with the use and storage of information on your computer or on any other computer through which you will gain access to Website and our services. You agree that Cambexo will not be liable in any way to you in the event of failure of or damage or destruction to your computer system, data or records or any part thereof or for any delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or computer equipment or software. You will not expose the website to any viruses, trojans or other similarly harmful or inappropriate material or device. In the event that any such viruses etc. are deemed to have been transmitted to the website from your account Cambexo reserves the right to terminate your account and you shall be liable for the cost to Cambexo of removing such viruses etc. and Cambexo shall have the right to set-off the cost against any balance held to the credit of your Cambexo account.

9.11 Cambexo is not liable for any viruses for other technologically harmful material that may affect your computer equipment, computer programs or other material resulting from your use of the Website.

10 Verification of phone number and identity.

10.1 In order to increase trustworthiness, prevent typos and wrong numbers, any User can verify their mobile number. The User may do this by providing Cambexo with their mobile phone number, after which the User will receive an SMS with a 4-digit code which can be validated on the Site.

10.2 This service is free of charge, except for the possible cost levied by a User’s mobile phone operator for receiving the SMS.

10.3 Cambexo reserves the right to collect identification from you in the form of a copy of a passport/drivers licence and/or a utility bill showing your current residential address dated within the last three months. This verification is solely to increase trustworthiness among the community and its users.

11. General

11.1 If any provisions of these terms and conditions including these disclaimers and limitations shall be unlawful or unenforceable then such provisions shall fall away and shall not affect the validity and enforceability of the remaining terms. Your statutory rights remain unaffected.

12. Privacy and data protection

12.1 Cambexo processes information about you in accordance with its privacy policy. By using the Website you consent to such processing and you confirm that all data you provide is accurate.

12.2 Third Party Analytics. “By using Cambexo, you agree to the use of third party analytics.

13. Governing Law and changes to these terms and conditions

13.1 All use of the Website and these terms and conditions is governed by the laws of Quebec.

13.2 All disputes arising out of the use of the Website and/or any services or products provided by Cambexo or any dispute relating to these terms and conditions shall be resolved by the Courts of Quebec.

Contact Us

If you have any questions about these Terms, please contact us.

Security Statement

Cambexo may require its clients to provide additional information or documentation to fulfil our legal obligations and where it deems appropriate refuse any client that is suspected of being related to financial crime.




Cambexo 2017. All rights reserved. Disclaimer: Cambexo is a peer-to-peer solution that joins users in order to exchange money. It does not hold, transfer or perform currency exchange in any way. Check your local legislations regarding peer-to-peer currency exchange. Some countries may prohibit the practice.

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